{"id":10416,"date":"2022-05-11T09:55:32","date_gmt":"2022-05-11T13:55:32","guid":{"rendered":"https:\/\/freethepeople.org\/?p=10416"},"modified":"2024-11-22T15:21:37","modified_gmt":"2024-11-22T20:21:37","slug":"insurance-trumps-taxes","status":"publish","type":"post","link":"https:\/\/freethepeople.org\/insurance-trumps-taxes\/","title":{"rendered":"Insurance Trumps Taxes"},"content":{"rendered":"<p>If your insurer gave too much of your money to charity and then raised your rates in order to make up for the deficit, you\u2019d find another insurer. You likely need the service that the insurer provides, but when there exist other insurers with lower rates&mdash;and who don\u2019t make such foolish decisions&mdash;your sustained loyalty would make no economic sense. Thank goodness for options. But contrast that scenario with the way in which your money is handled by the government. We have no actual options. Our only option is to flee the country, as not paying tribute to the state might land one in jail. The \u201c<a href=\"https:\/\/mises.org\/wire\/hoppe-my-dream-europe-which-consists-1000-liechtensteins\" rel=\"noopener\" target=\"_blank\">stationary bandit<\/a>\u201d takes our money and gives it to others&mdash;some of whom aren\u2019t American citizens&mdash;but we have no recourse. To argue over how the loot is spent is to miss the point. Adding insult to injury, the loot doesn\u2019t actually insure us against the risk of anything.<\/p>\n<p>With insurance, we get what we pay for, but with the state, we have neither a say about what we\u2019re \u2018buying\u2019 nor any benefit from what is bought. Again, the minute your insurer demands that you buy certain things, you find another <a href=\"https:\/\/youtu.be\/Czu11HmhfAY\" rel=\"noopener\" target=\"_blank\">insurer<\/a>. But we all paid for the COVID vaccines, and then many were coerced into using them. Other than to the national debt and to the tax-fed, to where do our tax dollars flow? Just one of the many foreign destinations is Ukraine&mdash;a country whose government is about as <a href=\"https:\/\/risk-indexes.com\/global-corruption-index\/\" rel=\"noopener\" target=\"_blank\">corrupt<\/a> as Russia\u2019s. Why is our government choosing to pick one corrupt side over the other when it can ignore both and focus on its own \u2018customers\u2019? On the 25th of April, \u201cthe top American officials <a href=\"https:\/\/www.wsj.com\/video\/russia-is-failing-blinken-austin-pledge-more-military-aid-during-kyiv-visit\/73FE6820-D25F-42DA-A636-EE8CAEAF1635.html\" rel=\"noopener\" target=\"_blank\">announced<\/a> an additional $322 million in military aid for Ukraine,\u201d and on the 28th of April, \u201cBiden called on Congress to approve an <a href=\"https:\/\/www.wsj.com\/video\/un-chief-visits-ukraine-trevor-reed-flies-home-after-us-russia-prisoner-swap\/668FE544-53E7-4DAC-AF9E-8F730BD335AE.html\" rel=\"noopener\" target=\"_blank\">additional<\/a> $33 billion to fund weapons and provide economic and humanitarian aid to Ukraine.\u201d What brought on that rapid escalation? Political science, no accountability, and other people\u2019s money.<\/p>\n<p>My new job is the best I\u2019ve ever had; however, I can\u2019t help but notice the following discrepancy. 7.4% of my salary pays for my insurance, which includes auto, rental, property, medical, and dental insurance, and it also includes my children\u2019s medical insurance. But 13.6% of my salary is stolen from me, and what the plunder pays for isn\u2019t entirely clear. If one is concerned about, say, our national debt or Ukraine, one can donate to either, but the state\u2019s agents feel entitled to others\u2019 money and claim that taking it is for our own good. One can <a href=\"https:\/\/freethepeople.org\/you-care-about-ukraine\/\" rel=\"noopener\" target=\"_blank\">travel<\/a> to Ukraine to help in whichever way one chooses, whether that\u2019s as a medic or a mercenary, but the state claims that we must be coerced into doing the \u2018right\u2019 thing. \u201cYou must wear a mask\u201d isn\u2019t too different from \u201cYou must pay for \u2018our\u2019 cause, \u2018our democracy,\u2019 our salaries,\u201d etc. For how much longer can the state sustain this <a href=\"https:\/\/unclenap.com\/the-right-thing\/\" rel=\"noopener\" target=\"_blank\">charade<\/a>?  <\/p>\n<p>When Bill Maher openly discusses the \u201cunbridled kleptocracy\u201d that is our <a href=\"https:\/\/youtu.be\/LhhoQbzupug\" rel=\"noopener\" target=\"_blank\">state<\/a>, I\u2019m more hopeful. Taxes are nothing but coerced insurance payments made to a bankrupt insurer. \u201cWe can\u2019t fix your damaged home, but keep paying us&mdash;or else\u201d is what our national \u2018insurer\u2019 tells us every year. Walter Williams&mdash;seemingly baffled by why the following opinion isn\u2019t more widely held today&mdash;often <a href=\"https:\/\/hooverpress.bookstore.ipgbook.com\/-products-9780817918750.php\" rel=\"noopener\" target=\"_blank\">wrote<\/a> about James Madison: \u201cMadison, the father of our constitution, irate over a $15,000 congressional appropriation to assist some French refugees, said, \u2018I cannot undertake to lay my finger on that article of the Constitution which granted a right to Congress of expending, on objects of benevolence, the money of their constituents.\u2019\u201d Madison said, \u201cCharity is no part of the legislative duty of the government,\u201d but today\u2019s government is nothing but charity that flows to everywhere but \u201cobjects of benevolence.\u201d And the people whom the parasites claim to be helping are worse off because of it. Can an insurance claim make one worse off? And in response to the disaster that it created, our national \u2018insurer\u2019 blames Vladimir Putin and expects us to believe it.<\/p>\n<p>Saifedean Ammous has said that if those who care about the planet more than about their neighbors were sincere, they\u2019d <a href=\"https:\/\/youtu.be\/oxrAQJHtENo\" rel=\"noopener\" target=\"_blank\">commit suicide<\/a>. Similarly, if our nation\u2019s politicians and bureaucrats were sincere, they\u2019d acknowledge that they created the current mess and then promptly resign. But we\u2019re not ruled by honest people. Instead of paying for two insurers but half of the benefits, imagine how much better off we\u2019d all be if \u201ctaxes\u201d no longer appeared on a paystub. For fans of a universal basic income, the absence of taxes would mean a massive, universal raise for the employed. And a tax-free income seems far more sustainable than a work-free income&mdash;but not for our national \u2018insurer.\u2019 Unlike insurance, which, through voluntary exchange provides benefits for the insurer and the insured, taxes benefit one at the expense of another&mdash;a \u2018service\u2019 devoid of mutual gain. But it\u2019s worse than just the absence of mutual gain. Frank Chodorov <a href=\"https:\/\/mises.org\/library\/rise-and-fall-society\" rel=\"noopener\" target=\"_blank\">explained<\/a>, in 1959:<\/p>\n<div class=\"indent\">&#8230;since the State thrives on what it expropriates, the general decline in production which it induces by its avarice foretells its own doom. Its source of income dries up. Thus, in pulling Society down it pulls itself down. Its ultimate collapse is usually occasioned by a disastrous war, but preceding that event is a history of increasing and discouraging levies on the market place, causing a decline in the aspirations, hopes and self-esteem of its victims.<\/div>\n<p><em>This article originally appeared on <a href=\"https:\/\/unclenap.com\/insurance-trumps-taxes\/\" rel=\"noopener\" target=\"_blank\">UncleNap.com<\/a>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Why is our government choosing to pick one corrupt side over the other when it can ignore both and focus on its own \u2018customers\u2019?<\/p>\n","protected":false},"author":25,"featured_media":10419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[274],"tags":[324,473,196,1818],"content-type":[3493],"coauthors":[716],"class_list":["post-10416","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","tag-charity","tag-insurance","tag-taxes","tag-ukraine","content-type-article"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.1 (Yoast SEO v28.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Insurance Trumps Taxes<\/title>\n<meta name=\"description\" content=\"Why is our government choosing to pick one corrupt side over the other when it can ignore both and focus on its own \u2018customers\u2019?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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